Purchasing your first home is an exciting time, but can also be very confusing with the wealth of mortgage products and schemes on the market. Here at Prestige we pride ourselves on guiding first time buyers through the whole process.
Even though this may be your 2nd, 3rd or even 10th purchase it is still sometimes difficult to pick the correct mortgage product, again we guide buyers through the process to make sure all their needs are met.
Perhaps you are coming to the end of a fixed rate, or need to re-finance to raise further funds for home improvements or debt consolidation, which mortgage product do you choose?
We have many clients who return to us again and again for their small or large let property portfolios, either for purchases to add to their portfolio or to re-mortgage their existing properties to better rates or to raise funds. We feel it is a good testament to our service that people return again and again.
If you can’t find your dream home why not build it yourself? Self-build mortgages release the money in stages as the build progresses, usually 5 stages. The initial advance must not be more than 75% of the value of the land or purchase price, whichever is the lower. The remaining balance will be released over 4 more stages.